Real Estate

Bridge Loans

Requirements

 Property Types: Land Only (with entitlements completed)

 Territory: USA and UK

 Minimum Size: $1M

 Maximum Size: $50M

FHA Loan

Offering

 Home Ready Program (FICO score 640 or better)

 FHA (FICO score 620 or better)

 100% Financing

 Underwriting and loan processing in-house for a quick close

Alt-Doc Financing

This is an excellent option for individuals who have too many write-offs on their tax returns to qualify for a Full-Doc Mortgage or just haven’t had long enough seasoning at their current employment. SIVA Elite eliminates the possibility of being denied a mortgage due to issues deriving from a Borrower’s income.

Purchase
 O/O – 70% LTV to $2M. 50% LTV to Unlimited
 N/O/O – 60% LTV to $2M. 50% LTV to Unlimited
 SFR 1-4, Condo’s + PUD’s (Warrantable Only ((Freddie-Mac Guidelines)).
 700 Mid Fico Score / NO TAX RETURNS – NO 4506T
 Max 1×30 in past 12 months.
 With qualifying Reserves, DTI will not be calculated and no Seasoning of Employment is required.
 No max properties owned/financed

Refinance
 Owner Occupied
 R/T – 65% LTV to $2M. 50% LTV to Unlimited**./ C/O – 50% LTV to Unlimited**.

Non-Owner
 R/T – 60% LTV to $1M. 50% LTV to Unlimited**
 C/O – 50% LTV to Unlimited**/ 700 Mid Fico Score / No history of BK, FC, SS, Charge-Off’s, Tax Liens.
 SFR 1-4, Condo’s + PUD’s (Warrantable Only ((Freddie-Mac Guidelines)).
 Self-Employed and Wage Earner borrowers accepted

Additional Program

Real Estate Investors Only!

100% Commercial Loans, Purchase 100% LTV 2 Years 1.5M to 25M Must Have At least 5% Fast Closing 30 Days or Less, Commercial, 680+ Fico, & History Real Estate Owned Properties Nationwide.